Arquivos: Glossário

A structured process to identify potential risks and the development and implementation of a strategy for minimizing or mitigating the impact of these risks

A management committee formed by the Board of Directors or equivalent committee

Integration of business objectives with risk management techniques

The specific amount of risk an organization is willing to accept from its defined risk appetite per business objectives

The interest rate for discounting risky cash flows. For risk-averse investors, the risk-adjusted discount rate for revenues exceeds the risk-free rate.

The risk-free rate is the theoretical rate of return on an investment with zero risk. As such, it is the benchmark to measure other investments that include an element of risk. Government bond yields are the most commonly used risk-free rates for assets. Libor is a widely used proxy for a risk-free rate for swaps […]

Risk-weighted assets are used to determine the minimum amount of regulatory capital that must be held by banks to maintain their solvency. This minimum is based on a risk assessment for each type of bank risk exposure: credit, market, operational, counterparty and credit valuation adjustment risks. The riskier the asset, the higher the RWAs and […]

Term used to designate the area drained by a river and its tributaries.

See WATER COMMISSIONER

Wetlands within river and stream channels; ocean-derived salinity is less than 0.5 part per thousand.